After creating my virtual card, when can I start to use it?

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• Can I use my virtual card to buy a gift card in the app?

  If your physical card hasn't arrived yet, you can use your virtual card information to add to cashback and make gift card purchases.

• Do I need a pin to use my virtual card?

  No, PIN is not required for virtual card. The PIN is required only with physical card for card present transactions where the POS and ATM machines process the card as a debit card.

• Can I use my virtual card even though my physical card has not arrived?

  Yes, the virtual card is a digital representation of the physical card and is active after the Wallet enrollment is completed. The users can make eCommerce transactions with the virtual card.

• How does the virtual card work?

  A virtual card is a virtual representation of the physical card. It can be used for Online activities but not for physical card present transactions.

• When replacing my physical card, can I still use my virtual card?

  Yes, unless you froze the card which can be done manually or by reporting a stolen card.