Yes, the virtual card is a digital representation of the physical card and is active after the Wallet enrollment is completed. The users can make eCommerce transactions with the virtual card.
No, PIN is not required for virtual card. The PIN is required only with physical card for card present transactions where the POS and ATM machines process the card as a debit card.
Most merchants will not allow you to use a digital gift card to purchase physical gift cards. So, for example, you are not able to purchase a CVS digital gift card and then use it to purchase physical gift cards in the store. There are other ...