What is the apple wallet verification process?

What is the apple wallet verification process?

Mobile Wallet provisioning and verification process is the same for all vendors.

The steps are:
  1. User adds the card to the wallet by scanning the card or manually entering the card details
  2. Vendor automatically approves and adds the card to the wallet or sends a OTP. For OTP, the user has the option to select email or phone to receive the SMS.
Use email over SMS when you are travelling or outside to country to avoid missing the OTP.